The truth is, more than 65% of school employees are not adequately preparing for life after a career in education. The average retiree in 2016 and 2017 receives less than $1,600* spendable income per month for their retirement. One of the largest problems public school employees are facing is the lack of understanding when it comes to TRS and retirement. Sadly, many have to make reactive and not proactive decisions and choices. We think educators deserve better.